When can the utility switch off the electricity? Your utility may cut off the electricity or gas if your arrears reach twice the monthly installment or monthly advance payment. If no discount or advance payment has been agreed, the arrears must reach one sixth of the annual invoice. In any case, it must be at … Read more
If there is no longer enough money for the electricity or gas bill, it makes sense to first check a few basic things using a checklist. Is the billing correct? Bills for electricity or gas can be incorrect. It is worth checking that everything is entered correctly. What to look out for: Is the counter … Read more
If you have a lot of debt in the process of being repaid, buying back credit may be an interesting solution for you. It can indeed allow you to benefit from better reimbursement conditions. However, it is important to know the different types of credits that can be grouped together before embarking on this process. … Read more
The current economic situation encourages most individuals to want to take out loans. However, mastering the particularities of each type of loan allows you to benefit from it under the best conditions. Discover the different types of credits available to you. Permanent or renewable credits Formerly called revolving credit, permanent or revolving credit can allow … Read more
Today, there are several types of credit offered by banks and financial institutions. Each has specific characteristics, which can make them more or less advantageous for each applicant, depending on their needs. This is why, before applying for credit, whether online or in a traditional bank, you must first analyze and compare the options available. … Read more
Consumer credit is a type of loan intended for the purchase of consumer goods or services that we need in daily life: vehicles, vacations, studies, etc. Consumer credit can also be requested when we are faced with unforeseen expenses, which we cannot meet immediately. Its interest rate is freely set by the establishment granting it. … Read more
The real estate loan is a loan of a very high amount, because it takes a large budget to carry out a real estate project. It is quite easy to obtain, provided of course that you meet the conditions imposed by the bank you choose for this operation. In addition, with the rates that are … Read more
Revolving credit is one of the many services you can take advantage of with your online bank. It is presented as a sum of money that allows you to meet various charges. In other words, it’s a safety net that helps you deal with the unexpected in life. To benefit from it, you must make … Read more
Online credit is now a solution chosen by many households to obtain the financing they need. It is easier to obtain than credit in traditional banks, but to benefit from it, you have to know the right tricks. This way, you can take advantage of the best rates, and have a better chance of getting … Read more